20 Helpful Ways To Save Money

New year, new you! Start 2015 on the right track by taking control of your finances. Saving money doesn’t have to be as hard as you might think. By using these 20 helpful ways to save money in 2015, you will be on the right track this year to save money and make money.

You will see how many ways are there to save money. How much you will save during the year and how much fun it can be to save money! Remember that is not only about money but about the right mindset when it comes to saving money and taking your finances under control. These money saving tips when followed will help you save money.

20 Helpful Ways To Save Money In 2015

1. Create a budget. Learning where your money is going is a key part of learning how to get control of your money. A budget is a spending plan and will help you along your debt freedom road.
2. Start a yearly financial challenge. Start a yearly financial challenge to save money. These challenge are fun and very helpful. We did the 52 Week Saving Challenge in 2014 and it was a fun way to help money for our Christmas.
3. Use coupons. Coupons save you money. When use wisely, savings from using coupons can be big, up to 50% a transaction.
4. Set aside any extra money. This could be loose change, money left over from your budget.
5. Buy items on sale. Every week stores have weekly sales. Take advantage of the items that are on sale each week to save some money.
6. Use a shopping list. Always shop with a shopping list. Write down what you need and stick to your list this will help you avoid buying unwanted items.
7. Write a menu plan for the week. Write a weekly menu plan around items that are on sale for that week.
8. Quit eating out. This was one of our weakness years ago, eating out. It was when we did our budget and saw how much money we were spending that we simply stop eating our during our debt journey.
9. Pack your own lunch. This is simple, bring your own food from home and save the money of buying it at work. Calculate how much you spend buying lunch and/or snacks at work and you will see how much you are spending. This could save you more money than you think by simply packing your own lunch to work. You could take leftovers to work!
10. Make your own coffee. Adding the cost of that coffee you buy every morning on your way to work will surprise you. Why not make your own coffee at home and take it to work instead? You will save a lot of money this year by doing this.
11. Quit smoking. Start 2015 with this new year resolution. Is good for your health and your wallet.
12. Buy Energy Star rated appliances. Energy Saving appliances not only help you reduce your electric bill, it helps the environment.
13. Have a yard sale. This is a great way to de-clutter your home and       get paid for your unwanted stuff.
14. Insulate your home during the winter. Take the time to properly insulate your home this winter. This will help you reduce your heating cost.
15. Make homemade meals. Home meals don’t have to be difficult at all. I am thankful for slow cookers, bread makers and such. You can find hot deals at Target, Wal-Mart or Amazon.
16. Turn off and unplug your appliances. If you are not using it, then unplug it. This helps bring the cost of your electric bill down and it works. We do this at home and you can see a difference in our bill. If you have children make it a game and assign them to be “Power cops” to check every day on things that should be unplugged.
17. Use Swagbucks to earn free giftcards. Start using Swagbucks now and start accumulating points so you could score big on free gift cards later on the year!
18. Get rid of cable. You don’t need all those channels. Find other alternatives to watching TV like Hulu, Amazon Prime, Netflix, and such. I can guarantee you that there will be tons of Christmas movies there.
19. Find the right mobile plan for you. Do you need a smart phone? Compare service plans and see what plan works for you. You might be surprise how much money you will save. Check out this hot deal from Republic Wireless $5/month no contract!
20. Switch Insurance. Every two years, switch insurance. Maybe this is the year you need to look at your house, car insurance and shop around. Any amount of money you save is worth it.

So there you have 20 helpful ways to save money for 2015 that will sure help you save money this year. Starting the new year on the right track is key to a successful year. Remember to never compare your financial journey with others and to never quit.

Wishing you all the best financial success this year. What other ways are you going to save money this year?

The post 20 Helpful Ways To Save Money appeared first on My Stay At Home Adventures.